This half-day seminar provides updates on ethical guidelines and appraisal regulations in the changing mortgage industry and the penalties for misleading appraisals. Become familiar with changes and requirements initiated by the IRS, Fannie Mae, Freddie Mac, HUD/FHA, and the Veterans Administration. Examine FHA mortgage letters from the past year involving FHA appraisals. Discuss other secondary market issues of critical importance to appraisers, including the GSA's repurchase of loans and forensic review appraisals where fraud or ethical lapses are suspected. Most importantly, learn where to find the latest information as guidelines continue to change.