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Home Valuation Code of Conduct - Latest Updates
Check back often for the latest updates pertaining to the Home Valuation Code of Conduct (HVCC), which is scheduled to take effect May 1, 2009.
Home Valuation Code of Conduct (HVCC) - Myths and Realities
The Appraisal Institute has drafted a "Myths and Realities" document on the Home Valuation Code of Conduct (HVCC) in an attempt to dispel some of the misinformation in the marketplace today on the HVCC, particular as it relates to the use of third party management companies.
Click here to download the "Myths and Realities" document 
UPDATED JULY 2009: Home Valuation Code of Conduct Frequently Asked Questions (FAQs) by Fannie Mae
Click here to view FAQs by Fannie Mae
Home Valuation Code of Conduct Frequently Asked Questions (FAQs) by Freddie Mac
Click here to view FAQs by Freddie Mac
Federal Housing Finance Agency (FHFA) Notice: Strengthening Appraiser Independence and Improving the Valuation Process - Update on Enterprise Implementation of the
Home Valuation Code of Conduct
Click here to download the FHFA notice
Appraisal Institute Podcast: Home Valuation Code of Conduct Update
Tune in as Bill Garber, Director of Government and External Relations for the Appraisal Institute, provides an update on the Appraisal Institute’s take on the HVCC and recent legislative efforts surrounding this issue.
Listen now
Fact Sheet
Review the key provisions of the agreement:
Download the Fact Sheet
Recent Articles
Mortgage Bankers Association (MBA) Publishes Summary of NY-OFHEO-Fannie-Freddie Appraisal Settlement
Kanjorski Commends Cuomo on Appraisal Agreement
NYAG Leapfrogs Feds in Targeting Appraisals
NAMB Issues Statement on Mortgage Appraisal Agreement
American Bankers Association's Letter to Cuomo/Fannie Mae/Freddie Mac/OFHEO
Fannie Mae Votes Lender-Captive AMCs off the Island (TAVMA Article)
ASA Applauds Actions of New York Attorney General To Ensure Appraiser Independence, but Suggests Changes to Agreement
Zaio Applauds Landmark Agreement
Zaio CEO's Letter to NY Attorney General Andrew Cuomo
FNC Platforms Ensure Lenders Comply with New Fannie/Freddie Guidelines
OFHEO, NY Attorney General, Fannie Mae and Freddie Mac Sign Agreements to Combat Appraisal Fraud
Statement of Robert E. Bostrom, Freddie Mac Executive Vice President and General Counsel, on the Appraisal
Standards Agreement with New York Attorney General and OFHEO
Announcement for Comments
Freddie Mac Seeks Mortgage Industry Comments on New Appraisal Code of Conduct
Fannie Mae Announces Comment Period Through April 30, 2008 (Recently added)
OFHEO to Review Comments on Enterprise Appraisal Code (Recently added)
Copies of Agreements
Fannie Mae Agreement
Freddie Mac Agreement
Home Valuation Code of Conduct
Appraisal Industry Response
Here is the response of the Appraisal Industry to Attorney General Cuomo regarding his agreement with Fannie Mae/Freddie Mac:
Appraisal Industry Letter
Comment Letters from the Appraisal Institute and Other Organizations
Appraisal Institute/ASA/ASFMRA/NAIFA Comment Letter to Fannie Mae/Freddie Mac/OFHEO
Alabama Real Estate Appraisers Board's Letter of No Confidence
American Bankers Association's Comment Letter to Fannie Mae/Freddie Mac
The Appraisal Foundation's Comment Letter to Freddie Mac
Banking Trade Organizations' Comment Letter to OFHEO
FDIC to OFHEO
Federal Trade Commission's Comment Letter to Freddie Mac
Independent Community Bankers Association's Comment Letter to Fannie Mae/Freddie Mac
Mortgage Bankers Association's Comment Letter to OFHEO/Fannie Mae/Freddie Mac
NAHB's Comment Letter to Freddie Mac
National Association of REALTORS' Comment Letter to Fannie Mae
North Carolina Appraisal Board's Comment Letter
OCC/OTS/Fed/NCUA to OFHEO
Office of the Comptroller of the Currency's Comment Letter to OFHEO
Office of Thrift Supervision's Comment Letter to Freddie Mac
Cuomo Press Conferences
Here is a link to the Attorney General Cuomo’s Press Conference:
Press Conference and Press Release
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