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Results: 12 Articles found.

July 2015

Texas Governor Signs Updates to Appraiser Law

Texas Gov. Greg Abbott on June 9 signed into law Senate Bill 1007, legislation that contains many revisions and additions to the state’s current appraiser licensing and certification law, the Appraisal Institute reported. The provisions in the bill will take effect Jan. 1, 2016.

 

July 2015

Supreme Court Upholds Second Mortgages in Bankruptcies

The U.S. Supreme Court ruled June 1 that a debtor in a Chapter 7 bankruptcy proceeding cannot cancel a second mortgage lien when the home used as collateral is underwater on its first mortgage lien, HousingWire reported.

 
July 2015

Report: US Growth Heads West

Southwestern states accounted for most of the country’s growth in 2014, with gross domestic product increasing by 4.3 percent, according to a Bureau of Economic Analysis report released June 10. The Rocky Mountain region grew 3.9 percent while the Far West region grew 2.7 percent. See a state-by state analysis.

 

July 2015

CFPB Delays TILA-RESPA Mortgage Rules

The Consumer Financial Protection Bureau on June 24 proposed delaying until Oct. 3 the effective date of the Know Before You Owe mortgage disclosure rule, which consists of two new loan disclosure forms that consolidate existing TILA-RESPA forms.

 
July 2015

6.6 Million Homes at Risk for Storm Damage

The 2015 hurricane season could damage 6.6 million homes on the Atlantic and Gulf coasts, requiring $1.5 trillion in reconstruction costs, according to storm surge analysis from analytics firm CoreLogic, HousingWire reported June 4. Florida has the highest number of at-risk properties.

 

July 2015

Survey: Dodd-Frank, CFPB Hurt Housing Market

Nearly 80 percent of lenders responding to an American Bankers Association survey released June 9 said they think Dodd-Frank has significantly damaged the mortgage banking industry and said they expect new lending rules from the Consumer Financial Protection Bureau will hurt the housing market.

 
July 2015

Survey: Most Americans Believe Housing Crisis Not Over

Many Americans believe the nation’s housing crisis continues, according to a housing attitudes survey released June 8 by the nonprofit MacArthur Foundation. Forty-one percent of respondents said they think the U.S. is in the middle of the crisis while 20 percent said they felt the worst has yet to come.

 

July 2015

Report: Bay Area is Best Seller’s Market

Home sales in April showed that the San Francisco Bay Area is the best market for sellers, with homes selling for an average 108 percent of market value, according to the April 2015 U.S. Home Sales Report released May 28 by analytics firm RealtyTrac.

 
July 2015

Census Data Reveals New Housing Sizes, Prices, Trends

The U.S. Census Bureau on June 3 released its annual Characteristics of New Housing Report, which offers data on new single-family and multifamily properties, including square footage, lot size, construction methods and sale prices, among other categories and features.

 

July 2015

Report: Many Consumers Misinformed on Homebuying Process

Many Americans want to be homeowners but don’t fully understand the loan process or requirements for purchasing a house, according to the Wells Fargo report “How America Views Home Ownership,” Mortgage News Daily reported June 16. The biggest misconceptions centered on credit scores and debt.

 
Results: 12 Articles found.

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