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    Analyzing and Reporting the Income Approach in the New URAR

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    Real estate investment concept. Businessman analyzing mortgage loan home and insurance real property mortgage. interest rate, Investment planning.
    Date
    June 18, 2026
    Time
    8:00AM - 12:00PM (PST)
    Sponsor
    Appraisal Institute
    Location
    Appraisal Institute - Synchronous (Live Online)
    Instructor
    Sean A. Sargeant, MAI, SRA
    Class Time
    4.0
    Full Price
    $110.00
    AI Price
    $100.00
    Enroll by June 18!
    View Pricing Options
    Course Description

    Program Description

    The new Uniform Residential Appraisal Report (URAR) includes an income approach section that may present specific “problem” areas in the reporting of 2-to-4-unit properties. Specifically, the practitioner may be confused given the different manner in which property characteristics and market area characteristics are defined, described, and analyzed.

    Analyzing and Reporting the Income Approach in the New URAR is a four-hour program. Using practical case studies, this program will allow residential appraisers to enhance their proficiency with the income approach as reported in the new URAR, whether they have plentiful market data, very little market data, or confusing market data. Appraisers who are not well versed in completing a thorough and credible income approach will find this program to be most helpful. The program will also be a good refresher for the experienced appraiser and the reviewer of residential reports.

    Who Should Enroll

    This program is intended for residential appraisers and reviewers of residential appraisal reports.

    AI CE Points
    Attend:
    20
    State Approvals
    State QE/CE Course & Exam Course Only Exam Only Delivery Format Start Date Expire Date State Code
    AK CE 4 4 Synchronous 12/17/2025 12/17/2028 20855
    AR CE 4 4 Synchronous 02/03/2026 02/03/2028 AI139
    AZ CE 4 4 Synchronous 01/29/2026 01/29/2029 93180
    CA CE 4 4 Synchronous 12/19/2025 12/18/2029 25CP754601638
    CO CE 4 4 Synchronous 02/12/2026 01/29/2029 3079
    CT CE 4 4 Synchronous 02/11/2026 02/11/2029 AAL.001529
    DE CE 4 4 Synchronous 01/29/2026 01/29/2029 93180
    FL CE 4 4 Synchronous 02/25/2026 02/24/2028 0011013
    GA CE 4 4 Synchronous 03/17/2026 01/29/2029 79855
    IA CE 4 4 Synchronous 02/13/2026 01/29/2029 A518-2422
    IL CE 4 4 Synchronous 03/09/2026 12/31/2026 575.010891
    IN CE 4 4 Synchronous 01/29/2026 01/29/2029 93180
    LA CE 4 4 Synchronous 02/13/2026 01/29/2029 A0463
    MA CE 4 4 Synchronous 01/09/2026 01/09/2028 00120247
    MD CE 4 4 Synchronous 01/29/2026 01/29/2029 93180
    ME CE 4 4 Synchronous 01/29/2026 01/29/2029 93180
    MN CE 4 4 Synchronous 03/10/2026 03/31/2028 1040360
    MO CE 4 4 Synchronous 03/02/2026 01/29/2029 2026000189
    NC CE 4 4 Synchronous 02/13/2026 12/31/2026 4804
    ND CE 4 4 Synchronous 01/29/2026 01/29/2029 93180
    NE CE 4 4 Synchronous 03/16/2026 03/16/2031 2263405.02
    NJ CE 4 4 Synchronous 02/17/2026 01/29/2029 2026-3012
    NM CE 4 4 Synchronous 12/29/2025 12/29/2029 4637
    NV CE 4 4 Synchronous 02/25/2026 02/28/2027 CE.0010005-A
    NY CE 4 4 Synchronous 03/04/2026 12/31/2026 A6046-04
    OH CE 4 4 Synchronous 01/01/2026 12/31/2026 084605302A 26
    OR CE 4 4 Synchronous 02/26/2026 01/29/2029 APIN-C-0226-9098
    PA CE 4 4 Synchronous 01/07/2026 01/07/2029
    PR CE 4 4 Synchronous 01/29/2026 01/29/2029 93180
    RI CE 4 4 Synchronous 02/12/2026 01/29/2029 REA.0201771.CE
    SD CE 4 4 Synchronous 02/26/2026 01/29/2029 SD90178C
    TN CE 4 4 Synchronous 04/20/2026 04/30/2028 3020
    TX CE 4 4 Synchronous 02/18/2026 02/29/2028 03505-ACE
    VA CE 4 4 Synchronous 01/29/2026 01/29/2029 93180
    VT CE 4 4 Synchronous 04/09/2026 04/09/2030 CA-371795
    WA CE 4 4 Synchronous 02/19/2026 01/29/2029 A26004060
    WI CE 4 4 Synchronous 01/29/2026 01/29/2029 93180
    WV CE 4 4 Synchronous 01/09/2026 01/09/2029
    WY CE 4 4 Synchronous 02/11/2026 01/29/2029 2774
    Course Objectives
    • Review the principles of anticipation and change behind the income approach.  
    • Understand the GSE’s requirements when analyzing and reporting a 1- to 4-unit residential income producing property in the new URAR.
    • Define the terms dwellings, units, and accessory dwelling unit (ADU) in the new URAR.
    • Understand and discuss gross rent multipliers (GRMs).
    • Apply and explain market analysis as it relates to tenants (rent) and buyers (GRM).
    • Analyze market rent with paired sales and nested paired sales.
    • Derive a GRM from market data.
    • Calculate an opinion of value.
    • Analyze market rent with capitalized cost and expense history analysis.
    • Adjust sale prices for cash equivalency using financing and expenditures after sale.
    • Understand USPAP requirements when analyzing and reporting a value opinion for a 1- to 4-unit residential income producing property.
    • Explain alternate units of comparison.
    Course Details

    Program Overview:

    Part 1. The Income Approach, the GSEs, and the New URAR

    • Introduction

    • Principle of Anticipation

    • Principal of Change

    • The GSEs, Dwellings, Units and ADUs

    Part 2. Gross Rent Multiplier

    • GRMs

    • Selection of GRM Comparables

    Part 3. Market Analysis and the Income Approach

    • Market Analysis

    Part 4. Case Study 1

    • Describing the Property

    • Rental Analysis and Adjustments

    • GRM Analysis and Adjustments

    • Reconciliation

    Part 5. Case Study 2

    • Describing the Property

    • Rental Analysis and Adjustments

    • GRM Analysis and Adjustments

    • Reconciliation

    Part 6. Income Capitalization Approach and USPAP

    • USPAP Requirements

    • Final Thoughts

    • Alternate Units of Comparison

    Prerequisites

    The following program is highly suggested but not required: The Appraiser’s Guide to the New URAR. Students who have not completed this 7-hour course and/or are not familiar with basic methodology may be left behind. 

    Course Materials & Recommended Books

    Important Preclass Download Assignment: For the best learning experience, it is imperative that you download the materials prior to class and come prepared to take notes. You can either print the handbook or bring a laptop with materials saved where they are ready to be accessed. 

    This class is fast-paced, and class time will not be spent waiting for students who did not download materials prior to class. 

    The electronic files may be obtained by logging on to the Appraisal Institute website at https://ai.appraisalinstitute.org/eweb (click on the three horizontal lines to the left of the AI logo and selecting “My AI Account” from the drop-down menu).

    Pricing Options
    Rate Full Price AI Price
    Standard
    Today thru 06/18/2026
    $110.00 $100.00
    Additional Course Offerings
    Sponsor Date Location Format
    Appraisal Institute May 19, 2026 Synchronous View Details Register
    Appraisal Institute June 18, 2026 Santa Ana, California Classroom View Details Register
    Event Information

    Location:
    This course will be held via live interactive classroom technology. See below important participation requirements.

    State Credit:
    A course may NOT be approved in every state for every delivery format. For example, some states do NOT allow any virtual education. When registering for any Appraisal Institute course, all participants will be required to check state approvals based on delivery format. For more information, see our state approvals page.

    Participation Requirements: 
    AI National Synchronous students are required to have a computer, webcam, and microphone capability to participate and receive continuing or qualifying education credit where approved. It is the student’s responsibility to have the required equipment to participate and receive credit. Visit the System Requirements for Attendees and Share Webcam pages for help.

    All students are required to always keep their webcam on with their entire face fully visible while class is in session.

    Attendance will be monitored throughout the day through webcams and polling.

    A photo ID must be uploaded to the offering page prior to the start date of the offering. Please refer to the Appraisal Institute Synchronous Resources for instructions on how to upload your ID.

    Any issues with the upload, please contact customerservice@appraisalinstitute.org or call (888) 756-4624.

    The instructor must be able to interact with all students. Instructors and administrators will direct questions to each student in the morning and afternoon to which students must respond. Students must be in a location that allows for their full attention and interaction at all times.

    For questions regarding these classroom participation requirements, contact the Appraisal Institute at customerservice@appraisalinstitute.org or call (888) 756-4624.

    Connection Information:
    Several minutes after you receive your Appraisal Institute receipt email, you will receive a second email from GoToTraining which will include instructions on connecting to the live session and a link to a small download of the GoToTraining software. The software runs on almost all operating systems and popular browsers. Connection email reminders are sent at specific intervals: 1 week, 1 day, and 1 hour prior to the live session start time. If you do not receive the connection information, please check your junk, spam, or quarantine folders. For questions, please email customerservice@appraisalinstitute.org or call (888) 756-4624

    Note: Work devices with strong VPNs or firewalls have trouble connecting to GTT systems. It is recommended to use your personal device or to reach out to your organization’s IT department for assistance prior to the first session.