Skip to Content (custom)

    Community Land Trust (CLT) Appraisal Training

    There is an approximate housing supply shortage of 3.8 million units in the U.S. – but community land trusts (CLTs) can help keep more homes affordable. CLTs are typically managed by public or nonprofit organizations and use a self-sustaining model for lasting affordability. CLTs sell a home at below-market value to an eligible homebuyer who secured financing from a lender. In exchange for getting an affordable home, the homeowner agrees to certain restrictions on home resale. To meet the growing demand for CLTs, Freddie Mac and the Appraisal Institute are offering comprehensive training to provide appraisers with the tools and knowledge they need to accept and complete more CLT appraisal assignments. Enroll today to grow your business and increase affordable homeownership opportunities.
     

    Enroll today to grow your business and increase affordable homeownership opportunities.

     
     
     
    Topics:
    Continuing Education
    Residential
    Who Should Enroll
    Residential appraisers, Lenders
    AI CE Points
    Attend:
    20
    pts
    Course Offerings
    We are not currently offering this course, but please contact us for additional options and more information.
    Course Objectives
    • Define community land trusts (CLTs) and their purpose.
    • Understand the CLT shared equity ownership model—residential home ownership on CLT-owned land.
    • Identify fee simple, leased fee, and leasehold interests.
    • Review the ground lease purpose, restrictions, and provisions.
    • Recognize primary and secondary lending sources.
    • Identify CLT resale formulas.
    • Select appropriate comparable sales.
    • Identify supplemental assignments conditions for each of the secondary lenders that purchase CLT mortgage loans.
    • Understand appropriate methodology for supporting an appropriate leased fee value opinion.
    • Understand appropriate methodology for developing and reporting a credible opinion of leasehold value.
    • Identify required data/fields for CLT valuations that meet supplemental assignment requirements for secondary market lenders.
    • Review a sample report for compliance with applicable standards and supplemental assignment requirements.
    Course Materials & Recommended Books
    None specified
    State Approvals
    State QE/CE Course & Exam Course Only Exam Only Delivery Format Start Date Expire Date State Code
    AL CE 4 4 Classroom 11/14/2024 09/30/2026 C02801
    AL CE 4 4 Synchronous 11/24/2025 09/30/2026 C02801
    AR CE 4 4 Classroom 11/03/2022 11/03/2026 AI074
    AR CE 4 4 Synchronous 11/03/2022 11/03/2026 AI074
    AZ CE 4 4 Classroom 10/27/2025 10/27/2028 83195
    AZ CE 4 4 Synchronous 10/27/2025 10/27/2028 83195
    CA CE 4 4 Classroom 11/23/2022 11/22/2026 22CP754601523
    CA CE 4 4 Synchronous 11/23/2022 11/22/2026 22CP754601523
    CO CE 4 4 Synchronous 01/12/2026 10/27/2028 3045
    CT CE 4 4 Classroom 01/14/2026 10/27/2028 AAL.001510
    CT CE 4 4 Synchronous 01/14/2026 10/27/2028 AAL.001510
    DC CE 4 4 Classroom 01/18/2024 02/28/2026 6098
    DC CE 4 4 Synchronous 02/29/2024 02/28/2026 6098
    DE CE 4 4 Classroom 10/27/2025 10/27/2028 83195
    DE CE 4 4 Synchronous 10/27/2025 10/27/2028 83195
    FL CE 4 4 Classroom 01/22/2025 01/22/2027 10510
    FL CE 4 4 Synchronous 09/20/2025 09/19/2027 0010631
    GA CE 4 4 Synchronous 10/31/2022 75819
    GA CE 4 4 Classroom 10/31/2022 75819
    HI CE 4 4 Classroom 10/28/2025 10/27/2028 25-097
    HI CE 4 4 Synchronous 10/28/2025 10/27/2028 25-097
    IA CE 4 4 Classroom 09/18/2025 10/11/2028 A518-2382
    IA CE 4 4 Synchronous 11/24/2025 10/11/2028 A518-2382
    IL CE 4 4 Classroom 01/01/2025 12/31/2026 575.010616
    IL CE 4 4 Synchronous 01/01/2025 12/31/2026 575.010616
    IN CE 4 4 Classroom 10/27/2025 10/27/2028 83195
    IN CE 4 4 Synchronous 10/27/2025 10/27/2028 83195
    KS CE 4 4 Classroom 01/01/2026 12/31/2026 C119-28
    KS CE 4 4 Synchronous 01/01/2026 12/31/2026 C119-29
    KY CE 4 4 Classroom 05/31/2025 06/30/2026
    KY CE 4 4 Synchronous 05/31/2025 06/30/2026
    LA CE 4 4 Classroom 10/28/2025 10/27/2028 A0357
    LA CE 4 4 Synchronous 10/28/2025 10/27/2028 A0357
    MD CE 4 4 Classroom 10/27/2025 10/27/2028 83195
    MD CE 4 4 Synchronous 10/27/2025 10/27/2028 83195
    ME CE 4 4 Classroom 10/27/2025 10/27/2028 83195
    ME CE 4 4 Synchronous 10/27/2025 10/27/2028 83195
    MI CE 4 4 Classroom 10/28/2025 10/28/2028 20-938671
    MI CE 4 4 Synchronous 10/28/2025 10/28/2028 20-938671
    MN CE 4 4 Classroom 11/15/2022 11/30/2026 1034421
    MN CE 4 4 Synchronous 11/15/2022 11/30/2026
    MO CE 4 4 Classroom 10/01/2025 10/27/2028 2024000009
    MO CE 4 4 Synchronous 10/01/2025 10/27/2028 2024000009
    NC CE 4 4 Classroom 01/01/2026 12/31/2026 4526
    NC CE 4 4 Synchronous 01/01/2026 12/31/2026 4526
    ND CE 4 4 Classroom 10/27/2025 10/27/2028 83195
    ND CE 4 4 Synchronous 10/27/2025 10/27/2028 83195
    NE CE 4 4 Classroom 09/06/2023 09/06/2028 2231487.02
    NE CE 4 4 Synchronous 09/06/2023 09/06/2028 2233486.02
    NJ CE 4 4 Classroom 09/17/2025 10/27/2028 2025-3047
    NJ CE 4 4 Synchronous 09/17/2025 10/27/2028 2025-3047
    NM CE 4 4 Classroom 09/25/2025 10/27/2028 4594
    NM CE 4 4 Synchronous 09/25/2025 10/27/2028 4594
    NV CE 4 4 Classroom 10/07/2025 10/31/2026 CE.0009961-A
    NV CE 4 4 Synchronous 10/07/2025 10/31/2026 CE.0009961-A
    NY CE 4 4 Classroom 01/01/2026 12/31/2026 A5579-04
    NY CE 4 4 Synchronous 01/01/2026 12/31/2026 A5579-04
    OH CE 4 4 Classroom 01/01/2026 12/31/2026 084601402A 25
    OH CE 4 4 Synchronous 01/01/2026 12/31/2026 084601402A 25
    OK CE 4 4 Classroom 10/28/2025 10/27/2028 710
    OK CE 4 4 Synchronous 10/28/2025 10/27/2028 710
    OR CE 4 4 Classroom 10/24/2025 10/24/2028 APIN-C-1015-9085
    OR CE 4 4 Synchronous 10/24/2025 10/24/2028 apin-c-1025-9085
    PA CE 4 4 Classroom 10/28/2025 10/27/2028
    PA CE 4 4 Synchronous 10/28/2025 10/27/2028
    PR CE 4 4 Classroom 10/27/2025 10/27/2028 83195
    PR CE 4 4 Synchronous 10/27/2025 10/27/2028 83195
    SC CE 4 4 Classroom 09/01/2024 08/31/2026 AC . 1173
    SC CE 4 4 Synchronous 11/24/2025 08/31/2026 AC . 1173
    SD CE 4 4 Classroom 10/24/2025 10/27/2028 SD90124C
    SD CE 4 4 Synchronous 10/24/2025 10/27/2028 SD90124C
    TN CE 4 4 Synchronous 02/03/2025 11/30/2026 2632
    TN CE 4 4 Classroom 02/03/2025 11/30/2026 2632
    TX CE 4 4 Classroom 10/28/2025 10/27/2027 03109-ACE
    TX CE 4 4 Synchronous 10/28/2025 10/27/2027 03109-ACE
    VA CE 4 4 Classroom 10/27/2025 10/27/2028 83195
    VA CE 4 4 Synchronous 10/27/2025 10/27/2028 83195
    VT CE 4 4 Synchronous 07/10/2023 07/10/2027
    VT CE 4 4 Classroom 07/10/2023 07/10/2027
    WI CE 4 4 Classroom 10/27/2025 10/27/2028 83195
    WI CE 4 4 Synchronous 10/27/2025 10/27/2028 83195
    WV CE 4 4 Classroom 10/28/2025 10/27/2028
    WV CE 4 4 Synchronous 10/28/2025 10/27/2028
    WY CE 4 4 Synchronous 12/29/2025 10/27/2028 1989