Understanding FEMA’s 50% Rule: What Appraisers and Assessors Need to Know

The Appraisal Institute and the International Association of Assessing Officers (IAAO) present an on-demand webinar offering an in-depth look at FEMA’s 50 Percent Rule — a critical provision that shapes property redevelopment following major disasters. 

This important session provides professional appraisers and assessors with the knowledge needed to understand how FEMA defines “substantial improvement” and “substantial damage,” and how these determinations directly affect rebuilding in Special Flood Hazard Areas.

Through real-world examples and expert insights, viewers gain a deeper understanding of valuation methodologies applied in these situations, the decision-making role of local officials, and practical ways appraisal and assessment professionals can support sound, compliant recovery efforts in affected communities.

Panelists:

• Ray Carroll, MAI, SRA, Carroll & Carroll Appraisers and Consultants 
• Michael Twitty, MAI, Pinnelas County Property Assessor

Moderator:  Michael Acquaro-Mignogna, MAI, SRA, AI-GRS, President-Elect